[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.adra-ba.cz\/hledate-spravnou-pujcku\/#Article","mainEntityOfPage":"https:\/\/www.adra-ba.cz\/hledate-spravnou-pujcku\/","headline":"Hled\u00e1te spr\u00e1vnou p\u016fj\u010dku?","name":"Hled\u00e1te spr\u00e1vnou p\u016fj\u010dku?","description":"Kdy\u017e je n\u011bkdo podnikatelem, jen\u017e https:\/\/wave.rozhlas.cz\/podchody-u-prazske-stanice-vltavska-ziskaji-znacky-a-smerovky-od-architektu-bez-5960566 m\u00e1 pod sebou celou firmu, lze mu v dobr\u00fdch \u010dasech z\u00e1vid\u011bt. \u0160\u00e9fuje, d\u011bl\u00e1 si pomalu cokoliv, co se mu…","datePublished":"2019-01-29","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.adra-ba.cz\/author\/#Person","name":"adra-ba.cz\n","url":"https:\/\/www.adra-ba.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c065076eb86551fdb70725c8063acf1b60a8edaed14ed654228c4cba13121c83?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c065076eb86551fdb70725c8063acf1b60a8edaed14ed654228c4cba13121c83?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"adra-ba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/adra-ba.cz\/wp-content\/uploads\/img_a367812_w2243_t1580296527.jpg","url":"https:\/\/adra-ba.cz\/wp-content\/uploads\/img_a367812_w2243_t1580296527.jpg","height":"","width":""},"url":"https:\/\/www.adra-ba.cz\/hledate-spravnou-pujcku\/","about":["Neza\u0159azen\u00e9"],"wordCount":444,"articleBody":"      Kdy\u017e je n\u011bkdo podnikatelem, jen\u017e  https:\/\/wave.rozhlas.cz\/podchody-u-prazske-stanice-vltavska-ziskaji-znacky-a-smerovky-od-architektu-bez-5960566 m\u00e1 pod sebou celou firmu, lze mu v dobr\u00fdch \u010dasech z\u00e1vid\u011bt. \u0160\u00e9fuje, d\u011bl\u00e1 si pomalu cokoliv, co se mu jenom zl\u00edb\u00ed, a pen\u00edze se mu jenom hrnou. Ov\u0161em takov\u00e9 dobr\u00e9 \u010dasy netrvaj\u00ed v\u011b\u010dn\u011b a ka\u017ed\u00fd ze soukromn\u00edk\u016f se tak m\u016f\u017ee d\u0159\u00edve \u010di pozd\u011bji dostat do situace, kdy mu nezb\u00fdv\u00e1 nic jin\u00e9ho, ne\u017e se obr\u00e1tit na n\u011bkoho se \u017e\u00e1dost\u00ed o pomoc. Tedy zpravidla o p\u016fj\u010dku. M\u016f\u017ee to zkusit t\u0159eba v bance. Ov\u0161em tam na n\u011bkoho podobn\u00e9ho ur\u010dit\u011b ne\u010dekaj\u00ed. Kdy\u017e se jim tam objev\u00ed \u017eadatel, kter\u00fd m\u00e1 jenom skoup\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, kter\u00fd je zadlu\u017een\u00fd, m\u00e1 z\u00e1znam v registrech dlu\u017en\u00edk\u016f a t\u0159eba i exekuce na krku, je jist\u00e9, \u017ee ho d\u0159\u00edve \u010di pozd\u011bji vystrnad\u00ed, ani\u017e by mu cokoliv p\u016fj\u010dili. Proto\u017ee na bankovn\u00ed \u00fa\u0159edn\u00edky tento nep\u016fsob\u00ed ide\u00e1ln\u00edm dojmem, vzbuzuje pochybnosti o tom, zda bude schopen spl\u00e1cet. A jakmile tak nespln\u00ed n\u011bkter\u00e9 z p\u0159\u00edsn\u011b nastaven\u00fdch krit\u00e9ri\u00ed, na jejich\u017e z\u00e1klad\u011b se p\u016fj\u010dky posuzuj\u00ed, m\u00e1 sm\u016flu. Tady se ned\u00e1 nic usmlouvat, tady plat\u00ed stoprocentn\u011b, \u017ee co je ps\u00e1no, to je d\u00e1no. Ov\u0161em takov\u00fd \u017eadatel nen\u00ed je\u0161t\u011b ztracen. Spasit ho m\u016f\u017ee je\u0161t\u011b nebankovn\u00ed hypot\u00e9ka Nebankovn\u00ed hypot\u00e9ky. Zde se toti\u017e kladou na \u017eadatele daleko ni\u017e\u0161\u00ed n\u00e1roky, nad kde\u010d\u00edm se d\u00e1 p\u0159imhou\u0159it oko, a proto tu leckdy usp\u011bje i ten, kdo u\u017e se po opakovan\u00fdch n\u00e1v\u0161t\u011bv\u00e1ch bank vzd\u00e1val nad\u011bj\u00ed. Tady sta\u010d\u00ed splnit v podstat\u011b jenom dv\u011b z\u00e1kladn\u00ed v\u011bci. \u017dadatel mus\u00ed m\u00edt nemovitost, ji\u017e by mohl d\u00e1t za p\u016fj\u010den\u00ed pen\u011bz do z\u00e1stavy, a tento mus\u00ed m\u00edt p\u0159\u00edjmy dosta\u010duj\u00edc\u00ed k uhrazov\u00e1n\u00ed spl\u00e1tek. V\u0161e ostatn\u00ed je podru\u017en\u00e9. A proto se o tento typ p\u016fj\u010dky uch\u00e1zej\u00ed soukrom\u00ed podnikatel\u00e9 tak \u010dasto. Maj\u00ed tu toti\u017e jistotu, \u017ee z\u00edskaj\u00ed p\u016fj\u010dku a\u017e ve v\u00fd\u0161i sedmdes\u00e1ti procent odhadn\u00ed ceny zm\u00edn\u011bn\u00e9 zataven\u00e9 nemovitosti, na jeden rok a\u017e t\u0159icet jet, za v\u00fdhodn\u00fdch podm\u00ednek. A pro\u010d by se n\u011bkdo marn\u011b uch\u00e1zel jinde, \u017ee? Kdy\u017e m\u00e1 jistotu, \u017ee usp\u011bje tady. A \u017ee bez n\u00e1mahy z\u00edsk\u00e1 pot\u0159ebn\u00e9 pen\u00edze i velice rychle. Co\u017e je\u0161t\u011b nen\u00ed ani zdaleka ta posledn\u00ed p\u0159ednost. P\u0159esv\u011bd\u010dte se.                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Hled\u00e1te spr\u00e1vnou p\u016fj\u010dku?","item":"https:\/\/www.adra-ba.cz\/hledate-spravnou-pujcku\/#breadcrumbitem"}]}]